Own product · In production

Pagueo: shared expenses with offline work

A PWA for recording, splitting and settling shared expenses without relying on a stable connection.

Problem

Trips, shared homes and joint purchases create accounts that are hard to maintain. Pagueo removes manual calculations and makes it clear who paid, who owes and which settlements simplify the group.

Solution

The application creates events, defines participants, records expenses in different currencies and calculates splits. It organizes and proposes payments between users; it does not move money, process bank payments or connect to banks.

How it works

Expenses and participants
Automatic splitting
Partial payments
Suggested settlements
Recurring users and invitations
Reminders and internal notifications
Conversion with real exchange rates

Offline-first as a product decision

The interface stores data in IndexedDB and remains usable without a network. When connectivity returns, it synchronizes changes with the API. Offline behavior is part of the main journey, not a secondary screen.